TY - GEN
T1 - Financial Education for University Students
T2 - International Conference on Business and Technology, ICBT2023
AU - del Rosario Arambulo-Dolorier, Eliana
AU - Gonzales-Pariona, Josefina Dayana Marilenn
AU - Cordova-Buiza, Franklin
AU - Lujan-Valencia, Sara
AU - Gutierrez-Aguilar, Olger
N1 - Publisher Copyright:
© The Author(s), under exclusive license to Springer Nature Switzerland AG 2024.
PY - 2024
Y1 - 2024
N2 - Financial education is fundamental to people’s lives, but unfortunately, we are faced with the reality that there is little interest among university students in financial education for financial awareness and personal leadership. Financial education is a means to achieve social development, which includes proper management of personal finances; learning to save, to take out insurance and to know how to use investment instruments. The aim of this research is to show what has been written in the scientific literature on financial education in university students, between 2019 and 2023. The Prism Method was applied, using keywords such as financial education, university students, banks, and personal finance; 20 research articles were obtained from the Science Direct, Scopus, Ebsco and Proquest databases. The results showed that the countries where most research was published were the United States, Italy, and Brazil; the most used database was Science Direct, and the year in which most research was published was 2022. On the other hand, it is evident that financial education can be useful for better money management, diversifying savings, managing debts, knowing the services that banks can offer to increase the economy in a safe way. It is concluded that financial education allows university students to increase their savings with less risk, avoids loans that are difficult to repay, allows them to reflect on their expenses and improves the control of their monthly income.
AB - Financial education is fundamental to people’s lives, but unfortunately, we are faced with the reality that there is little interest among university students in financial education for financial awareness and personal leadership. Financial education is a means to achieve social development, which includes proper management of personal finances; learning to save, to take out insurance and to know how to use investment instruments. The aim of this research is to show what has been written in the scientific literature on financial education in university students, between 2019 and 2023. The Prism Method was applied, using keywords such as financial education, university students, banks, and personal finance; 20 research articles were obtained from the Science Direct, Scopus, Ebsco and Proquest databases. The results showed that the countries where most research was published were the United States, Italy, and Brazil; the most used database was Science Direct, and the year in which most research was published was 2022. On the other hand, it is evident that financial education can be useful for better money management, diversifying savings, managing debts, knowing the services that banks can offer to increase the economy in a safe way. It is concluded that financial education allows university students to increase their savings with less risk, avoids loans that are difficult to repay, allows them to reflect on their expenses and improves the control of their monthly income.
KW - banks
KW - education
KW - Finance
KW - finance education
KW - students
UR - http://www.scopus.com/inward/record.url?scp=85187805530&partnerID=8YFLogxK
U2 - 10.1007/978-3-031-54009-7_20
DO - 10.1007/978-3-031-54009-7_20
M3 - Conference contribution
AN - SCOPUS:85187805530
SN - 9783031540080
T3 - Lecture Notes in Networks and Systems
SP - 217
EP - 227
BT - Technology
A2 - Alareeni, Bahaaeddin
A2 - Hamdan, Allam
PB - Springer Science and Business Media Deutschland GmbH
Y2 - 7 May 2023 through 9 May 2023
ER -