Financial Education for University Students: A Personal Leadership Tool

Eliana del Rosario Arambulo-Dolorier, Josefina Dayana Marilenn Gonzales-Pariona, Franklin Cordova-Buiza, Sara Lujan-Valencia, Olger Gutierrez-Aguilar

Research output: Chapter in Book/Report/Conference proceedingConference contributionpeer-review


Financial education is fundamental to people’s lives, but unfortunately, we are faced with the reality that there is little interest among university students in financial education for financial awareness and personal leadership. Financial education is a means to achieve social development, which includes proper management of personal finances; learning to save, to take out insurance and to know how to use investment instruments. The aim of this research is to show what has been written in the scientific literature on financial education in university students, between 2019 and 2023. The Prism Method was applied, using keywords such as financial education, university students, banks, and personal finance; 20 research articles were obtained from the Science Direct, Scopus, Ebsco and Proquest databases. The results showed that the countries where most research was published were the United States, Italy, and Brazil; the most used database was Science Direct, and the year in which most research was published was 2022. On the other hand, it is evident that financial education can be useful for better money management, diversifying savings, managing debts, knowing the services that banks can offer to increase the economy in a safe way. It is concluded that financial education allows university students to increase their savings with less risk, avoids loans that are difficult to repay, allows them to reflect on their expenses and improves the control of their monthly income.

Original languageEnglish
Title of host publicationTechnology
Subtitle of host publicationToward Business Sustainability - Proceedings of the International Conference on Business and Technology ICBT2023
EditorsBahaaeddin Alareeni, Allam Hamdan
PublisherSpringer Science and Business Media Deutschland GmbH
Number of pages11
ISBN (Print)9783031540080
StatePublished - 2024
EventInternational Conference on Business and Technology, ICBT2023 - Manama, Bahrain
Duration: 7 May 20239 May 2023

Publication series

NameLecture Notes in Networks and Systems
Volume927 LNNS
ISSN (Print)2367-3370
ISSN (Electronic)2367-3389


ConferenceInternational Conference on Business and Technology, ICBT2023


  • banks
  • education
  • Finance
  • finance education
  • students


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